11 NCAC 12 .0309             APPLICATION: BYLAWS: RULES: PART OF THE POLICY CONTRACT

The bylaws or constitution of a mutual insurance company, association, order, society, or reciprocal exchange need not be attached to each policy in order to be a part of the policy contract if the policy contract contains all of the benefits available to the insured.

History Note:        Authority G.S. 58-2-40; 58-51-1; 58-51-15; 58-58-1;

Eff. February 1, 1976;

Readopted Eff. September 26, 1978;

Pursuant to G.S. 150B-21.3A, rule is necessary without substantive public interest Eff. May 1, 2018.